Category: Uncategorized

  • Guaranteed Lifetime Income from an Annuity

     Lifetime Income – There are putatively endless avenues to induce income from your investments, but veritably many of these options can promise guaranteed income for life. The only extensively accessible product that fits the bill is a fixed subvention, a fiscal product that can help you easily transition into withdrawal with the peace of mind that […]

  • A New Idea To The Health Insurance Crisis In America

     Lack of health insurance coverage for over 41 million Americans is one of the nation’s most pressing problems. While most elderly Americans have coverage through Medicare and nearly two-thirds of non-elderly Americans receive health coverage through employer-sponsored plans, many workers and their families remain uninsured because their employer does not offer coverage or they cannot […]

  • When Will I Get My Tax Refund? Check the Status Now

     When Will I Get My Tax Refund – Still, at least it’s earning interest, If you filed your duty return on time and still have not gotten your refund. Still, you presumably formerly entered it, If you filed your duty return electronically and were due a refund. The IRS reported that it reused 97 of the […]

  • Using Your Health Savings Account to Build Retirement Savings

     Health Savings Accounts are an excellent way to build a second retirement account.  These tax-favored accounts, which have only been available since January of 2004, can be opened by anyone with a qualifying high-deductible health insurance plan.  Once you open an HSA account, you can place tax-deductible contributions into it, which grow tax-deferred like an […]

  • Mortgage Protection Insurance – The Essentials

     It’s tempting to sit back and relax once you’ve moved into your new home – but hang on, have you made sure that you’re insured against all the risks that could stop you from paying your mortgage? Many things could go wrong and make it impossible for you to work, and in this article we […]

  • Health Savings Accounts Put You in Control of Your Healthcare

     As Health Savings Accounts grow in popularity, there is growing fear among those who want to nationalize healthcare that they will not be able to put the cat back in the bag.  There are already over 3 million HSA owners, and by 2010, the Treasury Department estimates as many as 45 million Americans will be […]

  • Term Life Insurance—economic Sense?

      Purpose of Life Insurance If you die, life insurance is designed to provide financially for those you have left behind and have listed as your beneficiaries. In buying life insurance you, the insured, enter into a legal contract with the insurance company, also known as the insurer. Basically, the contract states that if you […]

  • Insurance And Your Credit Report (Part II)

     If I don’t know my score, and my score varies from company to company and day to day, how will I know if my credit is affecting my insurance purchases? The FCRA requires an insurance company to tell you if they have taken an “adverse action” against you, in whole or in part, because of […]

  • Insurance And Your Credit Report (Part I)

     A growing number of personal auto and homeowners insurance companies have begun looking at consumer credit information to decide whether to issue or renew policies, or to decide what premiums to charge for those policies. This brochure is designed to help you understand, in general terms, how your credit information is being used for personal […]

  • Different Types of Health Insurance in California

     Whether you buy group or individual health insurance in California, the options you have regarding the different types of health insurance are generally the same. In some groups you can even choose from available plans. These different types are traditional health insurance, health maintenance organizations (HMOs), and preferred provider organizations (PPOs). California goes beyond the Federal requirements […]